228 loan No Further a Mystery
228 loan No Further a Mystery
Blog Article
A bank may well put together an individual strategy or independent options for its facility-based mostly assessment locations, retail lending assessment parts, outdoors retail lending spot, or other geographic parts that would be evaluated inside the absence of an accepted strategy.
(one) A nonmetropolitan Center-money census tract is selected as distressed whether it is in a county that satisfies a number of of the next conditions:
The Board evaluates a constrained function lender's Group advancement funding functionality in Each and every Condition or multistate MSA, as applicable pursuant to §§ 228.
네이버를 이용하다 보면, 좀 더 빠르고 편리하게 네이버에 접근하고 싶은 욕심이 생기기 마련입니다. 다음의 팁들을 활용하여 네이버 바로가기를 더욱 효율적으로 활용해 보세요.
For a small lender evaluated under the Compact Bank Lending Take a look at, the Board prices the financial institution's general performance below this portion as offered in appendix E to this portion.
The Board evaluates a substantial lender's report of helping to meet the credit rating needs of its overall community in its outside retail lending region pursuant to § 228.
Pursuant to § 228.28 and appendix D to this element, the Board incorporates here a bank's Retail Lending Examination conclusions into its Condition or multistate MSA ratings, as relevant, and its institution ranking.
(ii) According to paragraph (g) of this section, a bank's prepare might involve optional evaluation factors or qualified modifications and additions to the performance checks that might utilize while in the absence of the permitted plan.
) The outstanding harmony of the community advancement loan originated, bought, refinanced, or renewed in former a long time or Local community development investment manufactured or renewed in previous a long time, as of December 31 for on a yearly basis the loan or financial investment remains within the financial institution's balance sheet; or
The Board assigns conclusions to the efficiency of a financial institution running under a strategic prepare pursuant to § 228.
To get a designation to be a limited objective bank, a bank will have to file a penned ask for Along with the Board at the very least 90 times previous to the proposed effective date on the designation.
A substantial financial institution will have to obtain and report to the Board per year by April one a summary of Every retail lending assessment spot exhibiting the States, MSAs, and counties from the retail lending evaluation place with the prior calendar year.
자주 사용하는 앱은 홈 화면에 바로가기 아이콘을 추가하여 더욱 편리하게 이용할 수 있습니다. 네이버 앱을 설치한 후, 앱 아이콘을 길게 누르고 "홈 화면에 추가" 옵션을 선택하면 됩니다.
The Board considers the loans, investment, solutions, and goods of the financial institution's operations subsidiaries less than this section, Until an functions subsidiary is independently subject matter on the CRA.